Who We Are

 

We’re proud to be an independent insurance agency that provides a variety of personal and commercial lines of insurance products. We are national in breadth and personal in approach.

Learn More

What We Do

 

We’ll provide a free consultation to go over the available options and make recommendations based on individual needs. It’s that straightforward.

How We Do It

 

Our philosophy is simple. We’re here to serve. We know YOU want and deserve products that are personalized for your needs and that you can count on great service every step of the way.

Who We Are

We’re proud to be an independent insurance agency that provides a variety of personal and commercial lines of insurance products. We are national in breadth and personal in approach.

Learn More

What We Do

We’ll provide a free consultation to go over the available options and make recommendations based on individual needs. It’s that straightforward.

How We Do It

Our philosophy is simple. We’re here to serve. We know YOU want and deserve products that are personalized for your needs and that you can count on great service every step of the way.

Our Story

First Line Insurance Services, Inc., is a full-service, licensed insurance agency that provides a variety of commercial and personal lines products to fit the varying needs of all our customers. In its role as agent, First Line uses its expertise to investigate your needs across a broad range of risks, then we source the best possible carriers and products to help you manage those risks. We will match coverage, costs, and service capabilities and claims settlement performance. You don’t need to become a risk management expert because we are; you save time and money when we do the legwork. First Line operates on a single philosophy that puts the individual squarely at the center of our service focus. Each customer is served as someone special, with their own unique perceptions, needs an understanding of the process of risk management. From policy issues to claims settlement, from marketing project start to performance summary and from question to answer, care is taken at every step by First Line professionals to match expectation and result. We think you will find it a pleasure to work with us!

Our Story

First Line Insurance Services, Inc., is a full-service, licensed insurance agency that provides a variety of commercial and personal lines products to fit the varying needs of all our customers. In its role as agent, First Line uses its expertise to investigate your needs across a broad range of risks, then we source the best possible carriers and products to help you manage those risks. We will match coverage, costs, and service capabilities and claims settlement performance. You don’t need to become a risk management expert because we are; you save time and money when we do the legwork. First Line operates on a single philosophy that puts the individual squarely at the center of our service focus. Each customer is served as someone special, with their own unique perceptions, needs an understanding of the process of risk management. From policy issues to claims settlement, from marketing project start to performance summary and from question to answer, care is taken at every step by First Line professionals to match expectation and result. We think you will find it a pleasure to work with us!

  • Strategy 100%
  • Marketing 100%
  • Dedication 100%
  • Customer Happiness 100%

Meet the Team

Meet the Team

Lynda Andrews

Lynda Andrews

President

Ms. Andrews started in the mortgage banking business, and prior to joining First Line Insurance Services, was the licensed Vice President of both Fireman’s Fund Mortgage Corporation’s insurance agencies. One agency was designed for mortgage-related optional insurance; the other sold property coverage, including homeowners, flood and fire policies. She has a firm understanding of investor requirements concerning hazard and flood insurance and has gained a sincere appreciation of the impact on loan servicing relative to the sale of these products. She is a consummate professional who continues to develop programs and offer products and services that reduce overhead, financial exposure and risk while meeting mortgage obligations.

Lynda’s systems expertise and industry savvy has provided her with the ability to design proprietary REO programs and is an MGA for Lloyds of London. She has written and presented numerous training programs for Customer Service Representatives to enhance their understanding of basic insurance products.

In 2008, Lynda and First Line Insurance began working with Credit Unions across the country to help them provide quality and affordable insurance solutions to their members. In 2010, First Line purchased a full service agency in Redlands, CA. This wholly owned subsidiary does business as Sawyer Cook Insurance in the state of CA. Presently, First Line has partnered with 15 Credit Unions nationwide, and has a team dedicated to servicing Credit Union members. Lynda has also sat on the NACUSO Property and Casualty board for the last four years, adding her years of insurance expertise to the panel. Lynda is also on the Advisory Board of Directors for Colorado Business Bank and the Cancer League of Colorado.


 

Kathy Price

Kathy Price

Executive Vice President

Kathy Price began her insurance career with Travelers upon graduation from the University of California, Santa Barbara. Her career with Travelers spanned 30 years. Through increasingly challenging roles within the Travelers organization, Kathy’s experience included Personal Insurance and Business Insurance with responsibility for Agency Relations and Underwriting in the Southwest and Rocky Mountain states. In 2012 she retired from Travelers where she held the role of Underwriting Director, Business Insurance for the Southwest Region. During the early 2000’s Kathy worked with Ms. Andrews and WNC First managing their proprietary program for habitational business written with Lloyds of London. Kathy was an approved Coverholder with Lloyds managing an $80,000,000 book of business. During this time she broadened her experience in Surplus Lines and in 2005 Kathy was selected as the Colorado recipient of a scholarship to the NAPSLO Advance School.

Today, Kathy brings her years of experience to First Line Insurance Services where she is responsible for business operations and business development. Under her guidance, the agency has developed unique specialty programs that are proprietary to First Line Insurance and she has been instrumental in the successful growth of focused business relationships with Credit Unions.

Kathy has received numerous professional achievements including the 2002 PIIAC’s Company Person of the Year.


 

Lora Smith

Lora Smith

Manager, Credit Union Division

Lora Smith is Manager of the credit union division at First Line Insurance Services. Lora has over 26 years’ experience in the insurance industry and is an accomplished professional in personal lines insurance, having obtained her Certified Insurance Service Representative designation in 1996. Lora’s strong organizational and leadership skills, along with her dedication to high-quality customer service have enabled her to assemble and lead a team of excellent customer service representatives. Her team delivers a streamlined quoting process along with superior customer insurance consultation that has a very high level of satisfaction among our Credit Union partners and the members we service nationally.

In her spare time, Lora stays very busy as the Colorado Coordinator of National Brittany Rescue & Adoption Network. She also enjoys gardening, hunting, and cooking.

Lynda Andrews

Lynda Andrews

President

Ms. Andrews started in the mortgage banking business, and prior to joining First Line Insurance Services, was the licensed Vice President of both Fireman’s Fund Mortgage Corporation’s insurance agencies. One agency was designed for mortgage-related optional insurance; the other sold property coverage, including homeowners, flood and fire policies. She has a firm understanding of investor requirements concerning hazard and flood insurance and has gained a sincere appreciation of the impact on loan servicing relative to the sale of these products. She is a consummate professional who continues to develop programs and offer products and services that reduce overhead, financial exposure and risk while meeting mortgage obligations.

Lynda’s systems expertise and industry savvy has provided her with the ability to design proprietary REO programs and is an MGA for Lloyds of London. She has written and presented numerous training programs for Customer Service Representatives to enhance their understanding of basic insurance products.

In 2008, Lynda and First Line Insurance began working with Credit Unions across the country to help them provide quality and affordable insurance solutions to their members. In 2010, First Line purchased a full service agency in Redlands, CA. This wholly owned subsidiary does business as Sawyer Cook Insurance in the state of CA. Presently, First Line has partnered with 15 Credit Unions nationwide, and has a team dedicated to servicing Credit Union members. Lynda has also sat on the NACUSO Property and Casualty board for the last four years, adding her years of insurance expertise to the panel. Lynda is also on the Advisory Board of Directors for Colorado Business Bank and the Cancer League of Colorado.


 

Kathy Price

Kathy Price

Executive Vice President

Kathy Price began her insurance career with Travelers upon graduation from the University of California, Santa Barbara. Her career with Travelers spanned 30 years. Through increasingly challenging roles within the Travelers organization, Kathy’s experience included Personal Insurance and Business Insurance with responsibility for Agency Relations and Underwriting in the Southwest and Rocky Mountain states. In 2012 she retired from Travelers where she held the role of Underwriting Director, Business Insurance for the Southwest Region. During the early 2000’s Kathy worked with Ms. Andrews and WNC First managing their proprietary program for habitational business written with Lloyds of London. Kathy was an approved Coverholder with Lloyds managing an $80,000,000 book of business. During this time she broadened her experience in Surplus Lines and in 2005 Kathy was selected as the Colorado recipient of a scholarship to the NAPSLO Advance School. Today, Kathy brings her years of experience to First Line Insurance Services where she is responsible for business operations and business development. Under her guidance the

Today, Kathy brings her years of experience to First Line Insurance Services where she is responsible for business operations and business development. Under her guidance, the agency has developed unique specialty programs that are proprietary to First Line Insurance and she has been instrumental in the successful growth of focused business relationships with Credit Unions.

Kathy has received numerous professional achievements including the 2002 PIIAC’s Company Person of the Year.


 

Lora Smith

Lora Smith

Manager, Credit Union Division

Lora Smith is Manager of the credit union division at First Line Insurance Services. Lora has over 26 years’ experience in the insurance industry and is an accomplished professional in personal lines insurance, having obtained her Certified Insurance Service Representative designation in 1996. Lora’s strong organizational and leadership skills, along with her dedication to high-quality customer service have enabled her to assemble and lead a team of excellent customer service representatives. Her team delivers a streamlined quoting process along with superior customer insurance consultation that has a very high level of satisfaction among our Credit Union partners and the members we service nationally.

In her spare time, Lora stays very busy as the Colorado Coordinator of National Brittany Rescue & Adoption Network. She also enjoys gardening, hunting, and cooking.